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WORKERS' COMPENSATION



A workers compensation injury is defined in California's Labor Code Section 3208 as any injury or disease arising out of employment. It can be physical or mental (non physical) harm. To be compensable the injury must produce disability or medical treatment more than first aid. Workers compensation benefits are usually the exclusive remedy available to the injured worker. The system is designed to compensate injured workers for disabilities that occur on the job and to provide medical treatment that is reasonable and necessary to cure or relieve the effects of an injury. An injured worker does not have to prove anyone was at fault for causing the injury. The tradeoff for the employer is there are limited damages payments that are set forth by statute. No compensation is paid for pain and suffering and other general damages like those in personal injury lawsuits. However, wages are paid while the injured worker is off work, and in some instances, additional permanent compensation or job retraining are available.

Workers' Compensation Details...




PERSONAL INJURY



A personal injury can be a devastating event physically, emotionally, and financially. By contacting a personal injury attorney, the personal injury victims can find out if they are qualified to collect compensation for the injury and damages sustained. It is always wise to confer with a personal injury attorney as soon as the injury occurs to find out the legal rights and options available and to make sure the personal injury individual's rights are protected.

Personal Injury Details...




SOCIAL SECURITY DISABILITY



Social Security Disability Insurance (SSDI) is an insurance program for workers who become unable to work. It is administered by the Federal Social Security Administration ("SSA"), funded both by "FICA" tax withheld from workers' pay and by employer contributions, and pays qualifying disabled workers both cash and health care benefits. Workers who have worked and paid FICA tax for at least 5 of the 10 years prior to the date they become disabled typically are eligible to apply for SSDI. Younger workersmay also be eligible with fewer years of work.

Social Security Disability Details...




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